Credit Professionals are being asked to "do more with less" and are increasingly turning to credit scoring as a way to increase department efficiency. However, many Credit Professionals have felt that credit scoring was too expensive or too difficult to implement.

eCredit SNAP™ means that organizations of all sizes can make credit scoring a reality.

• Pay only for what you use – There is no charge for SNAP if you are a member of the eCredit data exchange. For non-contributors, there is a modest fee; there are no license fees and no expensive IT projects. You set up your scorecards, select your data sources and pay only for what you use.


• Don't get locked in to a single data provider – Preserve your flexibility to access credit information from multiple sources and easily incorporate elements into your decisioning process.

• Automate routine decisions – Credit scoring helps you automate the "no brainers" which enables you to spend more time analyzing the difficult decisions, proactively managing up and visiting customers.


• Stay organized with a centralized customer file – Store all customer data-including credit reports, financial statements, trade and bank references in a single repository. Quickly and easily view the info you need in an easy to read format.


• Manage departmental tasks with workflow tools – View a prioritized list of action items and initiate periodic reviews, reference checks, or credit line assessments.

• Reduce bad debt and bolster customer service
  With more time to work on the more difficult credit decisions and less time doing routine tasks, your department will be more effective than ever.


• Produce impressive results without IT expenses or headaches
  Implement fully customizable credit scoring with no up-front investment.

• Reduce bad debt and portfolio risk by automating routine decisions


• Spend more time on deeper analysis


• Inspire your department with this innovative tool


• Use SNAP for free with no start-up costs


• Access credit information from multiple bureaus


• Pay only for the data that you use